September 14, 2017

It’s Leaf Looking Season in Blue Ridge GA

It’s time! The days are already a little shorter, the air is crisp, and there are camp fire smells in the air. Already some of the leaves have begun their firework fall display in the North Georgia Mountains. This is my favorite season for the sweaters, warm bowls of soup, and cool sleeping temperatures. I’m not the only one. Thousands will visit the north Georgia mountains this fall to soak in all the beauty of this gorgeous season. The leaves are their most colorful the later part of October and even into the first week of November. You’ll drive down […]
September 8, 2017

7 Tips for Improving Your Credit

By: G. M. Filisko Reprinted with permission from HouseLogic.com Here’s how to clean up your credit so you get the least-expensive home loan possible. Getting the loan that suits your situation at the best possible price and terms makes homebuying easier and more affordable. Here are seven ways to boost your credit score so you can do just that. 1. Know your credit score Credit scores range from 300 to 850, and the higher, the better. They’re based on whether you’ve paid personal loans, car loans, credit cards, and other debt in full and on time in the past. You’ll […]
August 31, 2017

Pre-Qualified Vs. Pre-Approved – What’s The Difference?

By Brian O’Connell for  Investopedia Ralph Waldo Emerson, American essayist and poet, once said that the future belongs to those who prepare for it. This is sage advice for homebuyers who need to lay the necessary groundwork to buy the home of their dreams. Without proper preparation, many buyers get lulled into the mistaken notion that if a lender pre-qualifies them for a mortgage this means that they have been pre-approved for a home loan. Unfortunately, there’s a world of difference between these two terms. If you’ve ever been confused by the two, we’ll bring you up to speed on how these terms differ – and why a […]
August 24, 2017

Study: FSBOs Net ‘Significantly’ Lower Profits

From DAILY REAL ESTATE NEWS | FRIDAY, AUGUST 18, 2017 For-sale-by-owners tend to sell their homes for lower prices than homes sold through traditional agents via the MLS, and in many cases below the average differential represented by the prevailing commission rate, according to a new study by Collateral Analytics. The study examined the price differences between homes sold through traditional agents versus those sold by FSBOs from 2016 to the first half of 2017. Some homeowners may be tempted to try to avoid commission costs to a broker and try to sell the home on their own. But that can backfire and […]
July 25, 2017

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July 12, 2017

7 First-time Home Buyer Mistakes to Avoid

Source: CNN Money/Real Estate Published on 2017-06-28 It’s tough being a first-time buyer in today’s housing market. Don’t make it even harder (or more expensive) for yourself by making these common mistakes: Assuming you won’t get approved for a mortgage Ideally, you’d like to have as little debt as possible, an impeccable credit score, and a 20% down payment before borrowing money for a home. However, even borrowers with less can get loans in today’s market, thanks to options like Federal Housing Authority loans, which are meant to help out low-income and first-time buyers. Interviewing only one lender The fees […]